Every type of residential or commercial roofing system comes with its own set of advantages and disadvantages. When any roofing system ages, it is more prone to damages for several reasons, including natural calamities, aging, or even due to lack of proper maintenance. The overall cost for large scale roof repairs or replacement can burn a hole through your pocket.
So, to protect you from costly repairs, getting roofing insurance is a wise decision. Most people avoid getting one because they have a misconception that their home insurance covers their roof damages as well. In reality, there are several other myths that property owners fall prey to. Let's have a look at each one and debunk it for the greater good.
Myth 1 - You' Won't Get Insurance Approval until the Completion of Your Project
Another common misconception among property owners is that they think the claimed amount is provided only after the restoration/repair work is completed. In reality, though, the roofing company you hire can help you know the amount beforehand, and make the overall process more streamlined and smoother.
Myth 2 - An Insurance Claim Always Means Getting a New Roof
Not at all true! The aim of the claim provided by the Mississippi roofing company is to bring your roof back to its initial state. And, that's also the only liability of the insurance company. It may happen through restoration or replacement by a new roof. If it is possible through repairs, your insurance provider will only provide coverage for the repairs.
Myth 3 - You Don't Need Roofing Insurance If Your Roof Is Under Warranty
While your insurance warranty is essential when getting a new roofing system, it may not cover all types of damages, for instance, the damage due to natural calamities. If you are located in a storm-prone area, it is extremely important to get an insurance policy that provides comprehensive protection against storm damage repairs.
To Sum It Up:
Filing an insurance claim is not an easy process, especially for inexperienced property owners. We advise you to contact an expert to get through these steps. Not only will it ensure that the repair work is done on time, but it will also save you from the hassles and common mistakes involved in the filing process. Our team at Watkins Construction & Roofing will assist you in all filing cases and other roofing related issues. Feel free to give us a call at 601-966-8233 to talk to one of our experts. Alternatively, you can also fill out the contact form, and we will contact you right away. We serve Madison, Brandon, Byram and all Jackson, MS.
